Hub For Smart Home Devices | ArenaHub
Connect with us

Tech Tips

Google Pay : Everything You Need To Know

Avatar of ArenaHub

Published

on

Google Pay

Google Pay : Everything You Need To Know

Google Pay : Introduction

A mobile payment system, acting as a virtual wallet, allowing and aiding users to make payments, transfer, and receive money straight from their phones, has never sounded more tempting to online users — a much easier process than falling in line in queues at the banks. The introduction of the digital wallet system provided by Google has made this possible, and mobile payments are a relatively new strategy that has the potential to greatly benefit online sales.

The service is free for users and can store credit, debit, gift, and loyalty card information. It also supports passes such as coupons, boarding passes, campus ID cards, car keys, event tickets, movie tickets, public health transportation tickets, store cards, and health records.

What is Google Pay?

Google pay (stylized as G pay) is a digital wallet platform and online payment system developed by Google to power in-app, online, and in-person contactless purchases on mobile devices, enabling users to make payments with Android phones, tablets, or smartwatches.

In simple terms, a digital wallet, also known as an E-wallet, is a software-based system that securely stores users’ payment information and passwords for numerous payment methods and websites.

Google Pay was initially released as Google Wallet in 2011 and later succeeded by the launch of Android Pay in September 2015. On January 8, 2018, Google announced that the Google Wallet would be merged into Andriod Pay, with the whole service rebranded as Google Pay.

This merger extends the platform into web-based payments integrated into other Google and third-party services. Google Pay adopts the features of both Android Pay and Google Wallet through its in-store, peer-to-peer, and online payment services.

See Aslo: How To Disable Samsung Pay

The rebranding rolled out as an update to the Android Pay app on February 20, 2018; the app was given an updated design, and now displays a personalized list of nearby stores which support Google Pay.

The rebranded service provided a new Application Programming Interface (API) that allows merchants to add the payment service to websites, apps, Stripe, Braintree, and Google Assistant. The service allows users to use the payment cards they have on file in their Google accounts.

It is a fact that, as of 2021, Google pay is currently available in 42 countries, with India ranking within the top three countries in the world with the highest penetration of proximity mobile payments.

Google launched a payments app in India known as Tez, which utilized the Unified Payment Interface (UPI), on September 18, 2017, but later rebranded Tez to Google Pay on August 28, 2018.

How does Google Pay Work?

The Google Pay payments app enables sending and receiving money, but unlike other digital wallets, the payments can be received directly into the bank accounts.

So, the entire concern of receiving money in wallets and then transferring it into the bank account has been eliminated. An interesting fact is that a person doesn’t have to be on Google Pay to receive payments.

Google Pay simplifies the process of money transfer even through its website.
The primary function of the app is to allow simple money transfer transactions, but it also allows users to make payments in stores that accept UPI-based transactions.

The user has to do the following:

  1. Link the bank account with Google Pay.
  2. Set up the UPI pin.
Google Pay

Google Pay

Unique Features of Google Pay.

Google Pay takes pride in many unique features in contrast to all the other options available in the market. A few of them are:

  1. The transactions are instant and free of cost.
  2. Money can be sent to and received directly from bank accounts.
  3. You can also transfer funds to non-Google users.
  4. Google Pay protects your personal information and money from frauds with its multi-layered security and support specialists 24/7, facilitating highly secure transactions.
  5. The app also provides multiple payment options which means the users can make Google payments via the phone number, Virtual Payment Address (VPAs), UPI ID, and QR Code.
  6. Because the money is transferred from bank accounts, all transactions whether small or big can be done through the app.
  7. Scratch cards are another attraction as Google Pay provides lucrative cashback and offers on varying transactions.
  8. The compatibility of the app with all the banks is further proof of its security, network reach, and service quality.

Google Pay Vs. Other UPI apps

Google Pay is more customized and hugely eases the entire process of the money transfer and payments market in India. It has introduced Google Pay for businesses, a special app that allows entrepreneurs to connect directly with customers and provide amazing deals.

Companies that have their current accounts linked with the app can even receive payments from the customers for free.

Cash Mode is another Google Pay feature that is unique. It allows users to transfer money to other Google Pay users in proximity without entering their bank details or mobile numbers.

Apart from these, Google Pay is all set to ace the feature of pre-approved loans by providing approvals to users through the app in a matter of minutes. It also aims at facilitating payments at retail stores such as Big Bazaar and FBB.

Where you can use Google Pay

You can make payments with Google Pay wherever you see either the contactless or Google Pay symbols. Look out for them on the payment terminal screen or on the cash register at checkout.
Important: To make contactless payments, turn on near-field communication (NFC). To turn on NFC, check your phone’s settings app.

See Also: How To Back Up And Restore Files On Windows

How To Setup Payment Method With Google Pay

If you add one or more payment methods to Google Pay, you can set up contactless payments.

  1. Open the Google Pay app Google Pay.
  2. At the top left, tap Menu Menu and then Payment methods.
  3. Next to the payment method you want to set up for contactless payments, select Enable contactless.
  4. Follow the instructions to verify your payment method.
  5. Important: When you set up contactless payments in the Google Pay app, your payment method automatically adds to your Android device settings.

If you uninstall the Google Pay app, your payment method stays in your Android device settings and can still be used. Learn how to remove payment methods from settings.

If you remove your payment method from the Google Pay app, it’s automatically removed from your device too. Learn how to remove Google Pay payment methods.

Pay in a Store

  1. Wake up & unlock your phone
  2. Turn on your phone screen, and then unlock your phone. You do not need to open the Google Pay app.

    Tip
    : In most countries, smaller transactions don’t require you to unlock your phone.
  3. Hold the back of your phone close to the payment reader for a few seconds
  4. When you’re done paying, a blue checkmark will appear on the screen.
  5. If the checkmark isn’t on your screen: Try holding your phone in a different way. Your NFC antenna could be near the top or bottom of your device.
  6. Hold your phone closer to the payment reader.
  7. Hold your phone for a few extra seconds.
  8. If there is a checkmark but the cashier says the payment didn’t work: Double-check that the store accepts mobile payments.
  9. Contact your bank to make sure your card is working right.

If prompted, follow the instructions on the screen

Some stores use older software that asks for a PIN or signature. If you’re asked, follow the steps on the screen.

  1. Debit cards: Enter the PIN you set up with your bank. This PIN is different from the PIN you use to unlock your device.
  2. Credit cards: For larger transactions, sign the receipt or the signature box on the screen.
  3. Pay with a different payment method
  4. If you don’t want to use your default payment method to buy something, you can change your default payment method or switch payment methods for specific purchases.

Conclusion

Google Pay is betting on the advantage of having everything in one place. It is an ambitious undertaking with a wide range of features to help manage your money. Google is a good option if you wish to have mobile payment, cards, and money management features in one single app. Users stand to greatly benefit from the stock of features and easy money transfer transactions provided by Google Pay.

Thanks for reading Google Pay: Everything You Need To Know. You can click to read about the Top 5 Tips And Tricks To Use On Your iPhone 13.

Don’t Forget To Like, Comment, and Share with your friends.

Advertisement
Click to comment

Leave a Reply

Your email address will not be published. Required fields are marked *

Popular

How to Disable Driving Mode on iPhone

Avatar of ArenaHub

Published

on

Disable Driving Mode on iPhone

How to Disable Driving Mode on iPhone

Introduction:

Driving Mode on your iPhone is a useful safety feature that helps minimize distractions while you’re behind the wheel. However, there may be times when you need to disable it temporarily or permanently. In this step-by-step guide, we’ll show you how to disable driving mode on your iPhone while ensuring your safety on the road.

Step 1: Access Your iPhone Settings

 

1. Unlock your iPhone using Face ID, Touch ID, or your passcode.

2. Locate and tap the “Settings” app on your home screen. It looks like a gear icon.

Disable Driving Mode on iPhone

Disable Driving Mode on iPhone

Step 2: Navigate to the “Do Not Disturb” Settings

3. Scroll down in the Settings menu and tap “Do Not Disturb.

 

Disable Driving Mode on iPhone

Disable Driving Mode on iPhone

Step 3: Disable Driving Mode

4. In the Do Not Disturb settings, you’ll see the “Do Not Disturb While Driving” section.

5. Tap “Activate” to access the driving mode settings.

Disable Driving Mode on iPhone

Disable Driving Mode on iPhone

Step 4: Choose How to Disable Driving Mode

6. You have several options:

a. “Automatically“: This will allow your iPhone to enable driving mode when it detects you’re in a moving vehicle. You can turn this off by selecting “Manually.”

b. “When Connected to Car Bluetooth“: If your iPhone is connected to your car’s Bluetooth system, driving mode may activate automatically. To disable this, toggle off the switch.

c. “Manually“: If you prefer to enable and disable driving mode manually, choose this option. This gives you full control.

Disable Driving Mode on iPhone

Disable Driving Mode on iPhone

Step 5: Confirm Your Selection

7. Once you’ve made your choice, tap “Back” to return to the previous screen.

8. Your selection will be saved automatically.

 

Step 6: Disable Driving Mode Manually

9. If you’ve chosen to disable driving mode manually, you can do so by:

a. Swiping down from the upper-right corner of the screen to open the Control Center.

b. Tap the car icon with the crossed-out phone to turn off driving mode.

Disable Driving Mode on iPhone

Conclusion:

Disabling driving mode on your iPhone is a straightforward process that ensures your safety while driving. Whether you prefer to disable it manually or customize the settings, following these steps will help you stay focused on the road.

Remember, safety should always be a priority when using your iPhone while driving. If you must use your phone, consider using hands-free options like Bluetooth or Apple CarPlay to minimize distractions and keep both your hands on the wheel.

Continue Reading

Popular

Understanding Motion Detectors: Types, Applications, Advantages, and Potential Vulnerabilities

Avatar of ArenaHub

Published

on

Motion Detectors

Understanding Motion Detectors: Types, Applications, Advantages, and Potential Vulnerabilities

Introduction:

Motion detectors are electronic devices designed to detect movement within a specified area. They have become integral in various applications, from security systems to energy conservation. In this comprehensive guide, we’ll delve into the world of motion detectors, exploring their types, advantages, disadvantages, and even potential security vulnerabilities.

I. Types of Motion Detectors:

 A. Passive Infrared (PIR) Sensors:

  • PIR sensors operate by detecting changes in heat patterns.
  • Commonly used in security systems and lighting control.

 B. Ultrasonic Sensors:

  • Ultrasonic sensors use sound waves to detect motion.
  • Ideal for occupancy detection in buildings.

 C. Microwave Sensors:

  • Microwave sensors emit microwave pulses to identify movement.
  • Widely employed in industrial and commercial settings.

 D. Dual Technology Motion Sensors:

  • Combining PIR and microwave for improved accuracy.
  • Suitable for high-security applications.

II. Technologies Used in Motion Detection:

 A. Sensor Technology:

  • Different sensor types with varying capabilities.
  • Understanding sensing range and detection angles.

B. Signal Processing:

  • Signal amplification and data analysis for reliable detection.

III. Factors Affecting Motion Detection:

 A. Environmental Factors:

  • Impact of lighting conditions, temperature, and weather.

B. Installation Considerations:

  • Correct mounting height, angle, and sensor placement.

 C. False Alarms:

  • Common causes and strategies to reduce false alarms.
Smart Home Motion Detector

Smart Home Motion Detector

IV. Advantages of Smart Motion Sensors:

A. Enhanced Security: Motion detectors play a pivotal role in modern security systems, alerting homeowners and authorities to potential intruders.

B. Energy Efficiency: Smart motion sensors can control lighting and HVAC systems, reducing energy consumption.

C. Automation: Motion sensors enable automation in homes and workplaces, improving convenience.

D. Cost Savings: By optimizing energy use and reducing false alarms, motion detectors can save money in the long run.

V. Disadvantages of Smart Motion Sensors:

A. False Positives: Environmental factors can trigger false alarms.

B. Privacy Concerns: In certain applications, such as surveillance, privacy issues may arise.

C. Vulnerabilities to Hacking: Smart motion sensors, like any IoT device, can be vulnerable to hacking attempts.

VI. Detecting Hacks and Strengthening Security:

A. Regular Updates: Keep your motion sensor firmware up to date to patch vulnerabilities.

B. Secure Network: Use strong passwords and a secure Wi-Fi network.

C. Intrusion Detection: Employ intrusion detection systems to monitor unusual activity.

D. Disable Unused Features: Turn off unnecessary functionalities to reduce the attack surface.

Conclusion:

Motion detectors have evolved significantly, offering a wide range of benefits across industries. However, they are not without their drawbacks and security concerns. By understanding these devices and their potential vulnerabilities, users can make informed decisions to enhance both their safety and privacy. Stay vigilant, stay secure.

Continue Reading

Popular

Secure Your Home with Smart Door Locks: An Overview

Avatar of ArenaHub

Published

on

Smart Door Locks 2023

Secure Your Home with Smart Door Locks: An Overview

In the ever-evolving landscape of home security, smart door locks have emerged as a revolutionary solution. These cutting-edge devices combine convenience with enhanced security features, allowing homeowners to control and monitor access to their properties like never before.

In this comprehensive guide, we’ll delve into the world of smart door locks, explaining how they work, their key features, benefits, considerations, installation, security, and privacy concerns, real-world use cases, and future trends. By the end of this article, you’ll be well-informed and ready to make an educated decision about integrating smart door locks into your home security setup.

How Smart Door Locks Work

Smart door locks are composed of several key components, including a lock mechanism, control panel, connectivity module, and power source. These locks can connect to the internet and other devices through methods like Wi-Fi, Bluetooth, or Zigbee, enabling remote access and control via smartphone apps or web interfaces.

Key Features of Smart Door Locks

Smart door locks offer an array of features that set them apart from traditional locks. Biometric authentication, smartphone app integration, voice control, and access logs with real-time notifications are just a few examples. Discover how these features can enhance your security and convenience.

Smart Door Locks 2023

Smart Door Locks 2023

Benefits of Smart Door Locks

Enhanced security, convenience, integration with home automation systems, and energy efficiency are some of the key benefits of smart door locks. Learn how these advantages can transform your home security experience.

Considerations When Choosing a Smart Door Lock

Selecting the right smart door lock involves assessing compatibility with your existing door hardware, security features, power source, and budget. We’ll guide you through the decision-making process.

Installation and Setup

Decide whether to opt for a DIY installation or hire a professional locksmith. We’ll also explain how to pair your smart lock with a smartphone and manage user access.

Security and Privacy Concerns

Understanding potential vulnerabilities, and data privacy issues, and having backup plans are crucial for maintaining the security of your smart door lock.

Real-world Use Cases

Explore how smart door locks are applied in residential settings, commercial properties, and businesses to enhance access control and security.

Advantages of Installing Smart Door Locks

1. Enhanced Security:

Smart door locks offer advanced security features, such as encryption, tamper alerts, and the ability to grant temporary access to trusted individuals, making it harder for intruders to break in.

2. Convenience:

You can unlock your door remotely, share digital keys with family members and guests, and eliminate the need for physical keys, providing unparalleled convenience.

3. Integration with Home Automation:

Smart locks can be seamlessly integrated with other smart home devices like security cameras, lights, and thermostats, allowing you to create a comprehensive home automation system.

4. Access Logs:

Smart locks maintain detailed access logs and send real-time notifications to your smartphone, providing you with complete control and awareness of who enters and exits your home.

5. Energy Efficiency:

Many smart locks are designed to be energy-efficient, ensuring long-lasting battery life or alternative power sources.

Disadvantages of Installing Smart Door Locks

1. Initial Cost:

Smart door locks can be more expensive than traditional locks, which might deter some budget-conscious homeowners.

2. Dependency on Technology:

Smart locks rely on technology and power sources, so if there’s a power outage or a technical glitch, you may experience issues accessing your home.

3. Compatibility Concerns:

Ensuring compatibility with existing door hardware is crucial, as not all smart locks fit every type of door.

4. Security Vulnerabilities:

While they offer enhanced security, smart locks are not immune to cyber threats and hacking attempts, which can compromise your home’s safety.

How to Detect Weaknesses and Avoid Hacking

1. Regular Updates:

Keep your smart lock’s firmware up to date. Manufacturers often release updates that patch security vulnerabilities.

2. Strong, Unique Passwords:

Use strong, unique passwords for your smart lock accounts, and avoid using default passwords. Enable two-factor authentication if possible.

3. Secure Wi-Fi Network:

Ensure your home Wi-Fi network is secure with a strong password. Consider setting up a separate network for your smart devices to isolate them from your main network.

4. Monitor Access Logs:

Regularly check the access logs and notifications from your smart lock app to detect any unusual activity.

5. Disable Unnecessary Features:

If your smart lock has features you don’t use, consider disabling them to reduce potential attack vectors.

6. Regularly Review Manufacturer Policies:

Understand how your smart lock manufacturer handles data privacy and security. Ensure they comply with privacy regulations.

7. Physical Backup:

Keep physical keys as a backup in case of technical failures. Some smart locks also offer manual key overrides.

8. Network Security:

Ensure your router’s firewall is enabled and consider using a virtual private network (VPN) for added security.

By understanding the advantages and disadvantages of smart door locks and taking proactive steps to enhance their security, you can enjoy the convenience and peace of mind they offer while minimizing the risk of hacking and vulnerabilities. Smart door locks, when used wisely and securely, can greatly enhance your home’s security and convenience.

Smart Door Locks 2023

Smart Door Locks 2023

Future Trends in Smart Door Locks

Stay ahead of the curve by learning about advancements in biometric technology, integration with AI and machine learning, and sustainability features in future smart door locks.

In conclusion, smart door locks are ushering in a new era of home security. By incorporating these devices into your security setup, you gain not only convenience but also a heightened level of control and awareness over who accesses your home. As technology continues to advance, smart door locks are poised to become even more sophisticated, making them an excellent investment in the long-term security and convenience of your home.

When choosing a smart door lock, remember to consider your specific needs, and don’t hesitate to consult with professionals for installation and setup. Stay updated on the latest trends in this ever-evolving field to make informed decisions that protect your home and loved ones.

Enhance your home security today with a smart door lock, and take the first step towards a safer, smarter future.

Continue Reading

Trending